Noted for its capabilities in complex finance transactions, Avance Attorneys Ltd advises clients on syndicated and bilateral loans, acquisitions, real estate-related issues, structured and project financing arrangements, and securitisations and restructurings. The department works with lenders and borrowers at the senior, mezzanine and subordinated financing levels. Sari Wallgren, who has ‘excellent knowledge and long-standing experience’, leads the team and is adept at the full range of banking and finance transactions. Other key members of the team are Tytti Laajanen, who has vast experience in complex corporate finance transactions and financial regulatory matters, as well as Robin Nordblad and Selinda Näse.

Borenius is reputed for its depth of experience in the full spectrum of finance transactions and has a strong presence in infrastructure and real estate development deals, including refinancings, restructurings and green financings. The team is co-led by Niina Nuottimäki, who has a strong background in the banking industry and is a key contact for leveraged financings, restructurings, and bond financing work, and Riikka Eronen, who has extensive experience in domestic and international corporate banking and real estate finance matters. Saara Haapamäki left the firm for an in-house role in September 2023.

Castrén & Snellman represents clients in all sectors of finance covering all aspects of banking and finance transactions with a focus on complex transactions, green financings and sustainability-linked financing arrangements. The department is led by experienced partner Tero Tuomisto; with vast knowledge of finance arrangements of all kinds, he is frequently involved in acquisition finance, real estate finance, project finance and syndicated finance arrangements. Sakari Lukinmaa is recognised for his expertise in banking and finance, private equity, and venture capital and capital markets mandates; while Minna Korhonen has a particular focus on real estate and development transactions and ‘stands out for her practical view on real estate financing’.

Hannes Snellman (Finland) represents lenders and borrowers in a wide array of financing transactions and restructuring matters, ranging from secured and unsecured bank lending work and bond issuances to security structurings, hybrid and derivative instruments, and securitisation transactions. The department has particular strength in real estate financing and project financing work within the renewable energy field, and also excels in insolvency and restructuring transactions. Team head Markus Bremer has been described as ‘one of the best finance lawyers’, while Henrik Mattson and Antti Nyberg have a particular focus on bank lending work, acquisitions, real estate and project financings, securitisation issues, and structured financing transactions.

Krogerus' banking and finance department advises on the full range of domestic and international financing transactions and is a key adviser on complex acquisition and leveraged financings and structured finance mandates. The unit is additionally well regarded for its real estate finance and project finance work related to the energy sector, especially relating to renewable energy projects. Practice head Päivi Toivari is praised for her ‘outstanding negotiation skills and impeccable argumentation skills’ and specialises in acquisition financings, corporate lending, structured financing agreements, debt issuances and derivatives matters. ‘Excellent negotiator’ Heidi Kivenjuuri excels in real estate and project finance matters, and restructurings; and Jenna Kiiskinen is the key name at counsel level.

Roschier‘s finance and restructuring team is reputed for its depth of experience in lending and debt capital markets transactional work and financial restructurings. The group is engaged by banks active in the Nordics, large Nordic corporates, and international and Nordic private equity, real estate, infrastructure and private debt investors. Areas of expertise include project financing transactions in relation to the energy sector, especially green energy project work, which is co-head Jonne Järvi‘s specialty. Co-head Johannes Ahti advises on event-driven financings, refinancing issues, and financial restructurings with a focus on leveraged, corporate, real estate, and infrastructure finance mandates, and ‘excels within his areas of expertise’. Helena Viita focuses on finance and debt capital markets work, including acquisition finance transactions and securitisation matters.

Fully integrated into the firm’s global banking practice, Asianajotoimisto White & Case Oy advises companies, banks and other financial services clients around the world on a variety of domestic and international financing transactions, including acquisition and structured bank/bond financings, project and real estate financings, and distressed debt and restructuring mandates. Exemplifying this in particular is practice head Tanja Törnkvist, who is a leading expert in the field. Krista Rekola's experience includes handling acquisition finance, real estate finance, project finance and general bank lending matters, representing lenders as well as corporate clients. Oona Lilja was promoted to partner in January 2023.

Bird & Bird‘s finance and financial regulation department’s services include handling acquisition, project and real estate financings, venture debt matters, mezzanine finance work, and regulatory matters, with a particular focus on payment work. The team is engaged by both lenders and, in particular, borrowers, and advises local and international regulated and non-regulated payment service providers, banks and corporates. Practice co-head Kristiina Lehvilä has vast experience in financing transactions, while fellow co-head Jori Taipale is experienced in cross-border and domestic M&A and finance matters.

Dittmar & Indrenius' ‘impressive’ finance practice provides the full range of advice on complex banking transactions, lending and acquisition financings, real estate and infrastructure financing work, derivatives issues, structured products, and distressed situations. The team focuses on cross-border matters and work in the energy and infrastructure sector, with a strong emphasis on renewable energy and sustainability issues. Juha-Pekka Mutanen heads up the department and specialises in finance and capital market transactions, including project finance, LBO and bond finance mandates. Kristian Karlsson primarily handles acquisition and project finance work and also assists with securitarisation issues.

DLA Piper Finland Attorneys Ltd‘s finance and projects practice has considerable experience in financial regulatory and compliance work within the fintech space, and also handles real estate and renewable energy financing transactions. A niche focus of the practice is its expertise in the shipbuilding industry, where assists with ship financings, structured export and trade finance work, and project financing issues. Group co-head Kristiina Hirva is a key name for financial regulatory matters, while co-head Mikko Luukkonen focuses on ECA financings, especially relating to the maritime industry.

With a focus on project financing issues, especially regarding the construction and development of wind farms, and mandates in the green energy and infrastructure sectors, HPP Attorneys advises on a range of finance arrangements and distressed cases. Antti Rintakoski focuses on lender mandates and has extensive experience in domestic and cross-border finance and debt capital markets transactions, and specialises in real estate, project and leveraged financings, high-yield bond issuances, and investment grade lending. Björn Nykvist and Teija Lius are key names for project finance mandates.

Waselius‘s banking and finance practice is well known for advising cross-border participants in the banking and finance sector on a wide range of financing transactions and regulatory issues. Timo Lehtimäki leads the banking and finance transactional practice and primarily focusses on cross-border transactions, while Olli Kiuru is head of the financial regulatory practice and works with domestic and international financial institutions, insurance companies and other regulated entities, including fintech companies. Maria Lehtimäki has notable experience in securitisation and structured finance work, as well as special situation and distressed investments, while Linda Nyman is the key contact at counsel level.

Eversheds Asianajotoimisto Oy / Eversheds Attorneys Ltd (a member of Eversheds Sutherland) has deep knowledge of real estate transactions and experience in fintech mandates, as well as handling issues relating to the regulation and operation of crowdfunding platforms. Merja Blankenstein advises on the finance elements of domestic and international M&A transactions and is an expert in real estate arrangements, while Tiina Ashorn‘s practice covers the interface between banking and finance work and TMT issues. Other key members of the team include Harri Tolppanen and Vesa Turkki.

KPMG Law in Finland focuses on finance sector regulation and transactions, including advice regarding authorisation applications, compliance outsourcings, sustainable finance work, financial regulations, and financial group reorganisations. Eeva Rakkolainen leads the team and has vast experience in advising financial sector clients including banks, insurance companies, and asset managers in Finland on regulatory transformation projects, sustainable finance regulation, financings, M&A, and corporate law. Jannica Boucht specialises in data protection issues and is well versed in sector-specific regulations applicable to the finance sector.

Merilampi Attorneys Ltd‘s banking and finance team is particularly strong in real estate transactions and has a strong emphasis on regulatory advice. Team head Tommi Elo focuses on banking and finance as well as securities transactions and has been involved in domestic and cross-border financings; additionally, he has provided advice on insider issues and various licensing and other regulatory processes related to financial markets. Ari Keinänen specialises in corporate and real estate transactions.