Osborne Clarke LLP

Praised by clients for providing ‘expert commercial and pragmatic regulatory advice’, Osborne Clarke LLP‘s fintech practice brings together expertise across financial services, technology, and regulation. The group advises clients ranging from multinational institutions to fast-growth fintechs, advising on payments, open banking, consumer lending, crypto, embedded finance, investment platforms, and digital banking. As head of the international payments practice, Paul Anning has recently taken the lead on the team’s support of UK Finance in response to the FCA’s safeguarding consultation, and continued to provide day-to-day advisory counsel to global tech company and financial services provider Block. Nikki Worden leads the consumer finance group, acting for clients across the lending and credit spectrum, including consumer lending and embedded finance platforms. The firm’s regulatory disputes team, led by investigations expert Rachel Couter, handles investigations by the FCA and the Financial Reporting Review Panel.