From digital assets to smart contacts and major fintech projects across multiple jurisdictions, Allen & Overy LLP‘s offering runs the fintech gamut with blockchain, cryptocurrencies, and financial instruments linked to digital banking additional areas of expertise. The firm is a popular destination for clients ranging from disruptive start-ups to global institutions. Ben Regnard-Weinrabe leads the payments law practice and is the global fintech co-lead. His far-reaching regulatory practice spans expertise in central bank digital currencies and e-money transactions. William Samengo-Turner is co-head of technology for EMEA and is regularly called upon to assist major corporations with digital transformations. Nikki Johnstone is equipped to assist with the regulatory framework and contractual structuring of new financial products. Jane Finlayson-Brown has in-depth knowledge of  large scale outsourcing projects, while data protection issues are an area of strength for Karishma Brahmbhatt. Rory Copeland‘s experience extends to obligations and promotion rules concerning payment services. Charlotte Rowlandson is a key contact for private acquisitions and disposals in the fintech space.

Clifford Chance LLP‘s far-reaching fintech practice spans advice on technology such as blockchain, artificial intelligence and insurtech, fintech litigation and M&A. The unit is also active across financial regulation, tax, IP and data privacy. Clients include financial institutions, tech-focused corporates, and fintech and insurtech disruptors.  Simon Crown, who co-leads the team, has a high level of experience relating to the impact of Brexit on payments businesses. Kate Scott completes the leadership team and is particularly strong in follow-on litigation from regulatory investigations. Monica Sah‘s wide-ranging portfolio of work extends to crypto asset regulation, while Caroline Meinertz has significant experience in the transaction services sector, and Simon Gleeson is frequently engaged by governments and regulators to help with the establishment of regulatory regimes. Diego Ballon Ossio and Laura Douglas are both well versed in financial services in the metaverse and Web3.

Payments, financial services regulation and technology issues – such as blockchain, cryptoassets and the financial services implications of AI – make up some of the key pillars of Hogan Lovells International LLP‘s wide-ranging offering. The practice is jointly overseen by global head of fintech, Emily Reid; head of the financial services regulatory practice, Jonathan Chertkow; head of of the digital assets and blockchain practice, John Salmon, and co-head of the sustainable finance and investment group Bryony Widdup – who joined from DLA Piper in November 2022. Michael Thomas is well placed to assess the regulatory feasibility of the use of crypto-based tokens, while James Black is a go-to name for major digitilasation projects. Payments specialist Roger Tym is regularly sought out by major payment services disruptors, while Anthony Doolittle frequently advises crypto exchanges on corporate governance matters. Jennifer Staniforth, James Sharp and Mark Orton further extend the fintech expertise at the firm.

Praised for handling complex mandates ‘at the intersection of technology and regulation’, Latham & Watkins advises across the fintech spectrum, with market infrastructure, blockchain, consumer credit and insurtech among the group’s key areas of strength. The London-based Andrew Moyle, global co-chair of the firm’s fintech industry group, is equipped to handle complex cross-border technology deals for clients from a wide variety of sectors. Stuart Davis leads the London fintech team and is praised for combining ‘deep technical expertise’ with commercial sensibilities.  Payments and crypto specialist Christian McDermott is noted for his focus on the monetisation of assets via NFTs. Sam Maxson is particularly strong in the field of cryptoassets, while financial regulation expert Gabriel Lakeman is a key contact for banks, insurers and investment companies. Brett Carr‘s diverse practice extends to advising central banks on fintech regulatory regimes.

A diverse mix of financial institutions, payment servicers providers and disruptive start-ups turn to Linklaters LLP for its ‘excellent guidance through the relatively uncharted waters of fintech’. The team is especially well regarded for its expertise across blockchain, the digitialisation of financial markets and products, payment systems, investment in fintech, and data and tech investigations, enforcement and litigation proceedings. Global practice co-head Julian Cunningham-Day is equipped to advise on the commercial and regulatory aspects of complex collaborations, while fellow global co-head Harry Eddis is an authority on novel ways to deliver payments services. Fionnghuala Griggs, also a global co-head, frequently advises on M&A deals in the fintech arena. UK head of fintech Richard Hay’s workload includes international projects involving digital securities, while Michael Voisin is noted for his wide-reaching work on derivatives-related activities. Ben Packer, Lisa Chang and Sam Quicke are further key contacts at the firm.

Engaged by clients including major financial institutions, trade bodies, insurtech startups and payment infrastructure providers, Norton Rose Fulbright advises on matters across the fintech spectrum, including payments systems,  distributed ledger technology, digital assets, decentralised finance and transformative transactions. The practice is jointly led by five partners. Global head of fintech Sean Murphy is well placed to advise on the development and deployment of financial services technology. Co-head of payments Victoria Birch advises clients ranging from governments to start-ups on fundraisings, regulatory compliance strategic investments into fintech companies. Fellow co-head of payments Albert Weatherill advises on a broad range of domestic and cross-border financial services regulatory matters. Hannah Meakin, who heads the fintech regulation department, is an authority on the use of distributed ledger technology in relation to market infrastructure and commodity derivatives. Head of insurtech Nicholas Berry, who completes the leadership team, has an in-depth understanding of the deployment of emerging technology in the insurance space. James Russell and Michael (Mike) Knapper  are further names to note.

Acting for global banking and financial services clients as well as fintech start-ups and disruptors, Ashurst‘s fintech practice is especially active in matters relating to digital assets, digital money – such as central bank digital currencies – and the creation of digital platforms. A small number of partners jointly chair the practice: Etay Katz, known for guiding major banks through technological transformations; David Futter, whose fintech practice extends to the development of digital platform based payment projects; Jonathan Cohen, particularly active in the UK neo-bank sector; Tara Waters, a technology specialist with notable experience of work involving distributed ledgers and cryptoassets; and Bradley Rice, who is handling a growing volume of mandates related to the emergence of new forms of digital money. Jacob Gold and Daniel Franks are further key contacts.

Noted for its capabilities in new technologies such as AI and blockchain, Baker McKenzie provides structuring, regulatory, technology and strategic advice for a wide range of clients including financial services companies, private fintech businesses and digital platforms.  The unit is additionally well regarded for its advice on tax issues, particularly in the digital payments space. Leadership duties are split between technology expert Sue McLean, who advises on issues ranging from cloud computing to digital transformation, and financial services specialist Mark Simpson. Sarah Williams is well placed to advise on matters concerning retail investment platforms.

Praised for being ‘fully immersed in the industry’, Bird & Bird LLP‘s fintech practice is particularly strong across payment services, blockchain, open data and crowdfunding. The team combines expertise in commercial and regulatory work, disputes, tech outsourcing and IP. Disruptive digital technology expert Jonathan Emmanuel heads the practice and has longstanding experience of advising on complex technology outsourcing mandates. Electronic cash, cryptocurrency and payment mechanisms are all areas of expertise for Trystan Tether. Christian Bartsch has a proven track record in managing projects across multiple jurisdictions, while Gavin Punia has fostered particular experience in the regulation of digital wealth management services. Thomas Hepplewhite  and Christina Fleming are further key contacts.

CMS pulls together a strong offering that covers the fintech spectrum encompassing expertise in online platforms, digital assets, fundraisings, and disputes. The unit is additionally well regarded for its support of fintech start-ups through the firm’s equIP start-up programme. Practice chair Ian Stevens‘ broad practice includes assisting financial services clients with the procurement and supply of new technology platforms. Charles Kerrigan is well placed to advise on the law and regulation of digital asses in the UK, while new technology expert Sam Robinson is described as ‘one of the most knowledgeable people in the industry.’ Anthony Waller contributes his corporate expertise to the firm’s offering, while Vanessa Whitman  frequently handles fintech and crypto disputes. Embedded finance expert Fiona Henderson and intellectual property transactions specialist Daniel Gallagher are also recommended.

Deloitte Legal covers a myriad of fintech issues spanning digital payments, AI, digital identity and insurtech. The unit sits within a firmwide fintech team that is able to call upon expertise in areas such as corporate finance, tax and consulting. Practice head Chris Hill is an IT lawyer whose wide-ranging offering extends to open banking and fintech contracting. Clare Jenkinson, who joined from HSBC in July 2022, is well placed to advise on large multi-business regulatory change projects. Cryptocurrency specialist Rich Folsom is equipped to handle disruptive data projects, while Richard Aitchison further extends the commercial and regulatory expertise at the firm. Jake Ghanty left in February 2023.

DLA Piper advises a mix of banks, fintechs and trading platforms on a wide range of  transactional and regulatory mandates. The team is additionally well placed to advise companies on the implementation of blockchain technology solutions and the creation of digital assets. Martin Bartlam and Anthony Day chair the practice; Bartlam is well versed in matters related to NFTs and digital infrastructure, while Day is a specialist in the regulatory aspects of fintech. Sophie Lessar frequently advises on payments services and virtual assets, while Marina Troullinou is singled out for her expertise in the regulation of digital securities. Bryony Widdup left the firm in October 2022.

Turned to by a number of fintechs, banks and high-growth startups, Fieldfisher‘s strong fintech offering encompasses technology infrastructure, the establishment of trading and peer-to-peer platforms and the commercial and regulatory side of payment solutions. Practice head Simon Briskman‘s diverse practice extends to advising on SaaS adoption and cloud-based core banking systems. John Brunning is well placed to advise on fast-moving technologies and emerging risks. Tech-focused VC and M&A lawyer Tom Ward acts for a wide range of fast-growth VC -backed companies, while Thomas Colmer is praised for his ‘deep industry expertise on the corporate side of capital markets fintech‘. Tim Bird is well versed in cross border M&A transactions. Simon Lafferty is also recommended.

From major banks and insurers to start-ups and challenger businesses, Herbert Smith Freehills LLP advises at all levels of the fintech ecosytem. The broad practice is known for its strengths in regulatory matters, data protection and blockchain and digital assets. Practice co-head Nick Pantlin has specialist expertise in the application and adoption of emerging technologies in the financial services and fintech sector, while fellow co-head Caroline Rae is noted for the depth of her transactional acumen. David Coulling has a focus on transformational tech-driven deals, while Marina Reason‘s broad practice extends to strategic structuring and licensing perimeter advice. Chris Bushell frequently handles contentious matters related to digital assets. Alex Cravero has an in-depth understanding of mandates concerning blockchain, artificial intelligence and machine learning.

Described as a firm that ‘genuinely understand how to work with early stage businesses‘, Osborne Clarke LLP assists clients ranging from small innovators to multinational corporations on a range of regulatory and transactional mandates.  The broad-based fintech practice, which has seen an increase in instructions in relation to buy-now-pay-later matters, is additionally well equipped to handle cryptoassets disputes and tech procurement mandates. Regulated lending specialist Nikki Worden - who co-heads the fintech practice - is praised for her ability to 'balance technical know-how with an understanding of how things need to get done.’ Fellow co-chair Mark Wesker advises on takeovers, IPOs and fundraising deals, while international payments practice head Paul Anning is particularly active in the US payments market. Rachel Couter excels in financial services regulatory investigations, while Tom Try specialises in corporate transactions. Receivables financing expert James Tarleton, regulatory specialist Paul Harris and the ‘highly responsive’ Ben Player are also recommended.

Simmons & Simmons' wide-ranging fintech practice encompasses expertise in payments, open banking, distributed ledger technology and digital banking. The team is also equipped to advise on insurtech, digital lending and decentralised finance. The ‘commercial, responsive and thoughtful’ Angus McLean heads up the practice; noted for his track record of guiding fintech and institutional clients through transactions with a strong intellectual property element. George Morris is singled out for his knowledge of cryptoassets and blockchain, while Oliver Irons - who heads up the firm’s international payments practice - has a notable focus on innovative payment solutions. Rosali Pretorius is increasingly active on instructions concerning the impact of digitalised client service offerings. Crypto, fintech and banking disputes are all frequently handled by Douglas Robinson. Gordon Ritchie and Sophie Sheldon are further names to note.

Working with established fintech players and new disruptors alike, a number of neobanks, insuretechs, payment service providers, financial regulatory bodies, and financial data companies engage Slaughter and May for assistance with various strategically important projects. Rob Sumroy - co-head of the practice - manages a varied workload which includes good governance and compliance-related advice for fast-scaling fintechs. Fellow co-head James Cook is equipped to advise across a wide range of corporate matters, from business establishment to listings, while UK payments and e-money expert David Shone rounds out the leadership team. Regulatory expert Jan Putnis‘ contentious and non-contentious capabilities are called upon by heavyweights in the space, while Tim Fosh is noted for his expertise in transactional structuring and the UK bank ring-fencing regime.

Multi-year transformational, strategic projects are at the heart of Travers Smith LLP ‘s fintech, market infrastructure and payments group’s offering. The ‘exceptional’  Natalie Lewis and Tim Lewis spearhead the team’s offering. Phil Bartram, senior consultant Mark Evans   and Louisa Chambers are additional key contacts at the firm.

Litigation, M&A, outsourcings, and complex financings stand out as recent areas of activity for Addleshaw Goddard. The practice is a key destination for fintechs, major UK clearing banks and PE houses. Elvan Hussein – praised for her ability to ‘cut through complexities with clarity’ – head up the the fintech group. William James has a proven track record in large-scale payment processing mandates and technology outsourcing work. David Anderson is well versed in corporate transactions in the fintech space, while fintech disputes team head James Herring frequently handles finance litigation for payment institutions and fintech organisations. Zoe Connor is an authority on funds finance products, while Jack Houselander is well placed to advise payments clients on issues such as commercial contracts and product development issues.

Payment services, regtech, insurtech, and digital transformation are some of the key areas of strength for Bristows LLP‘s ‘excellent’ technology-focused fintech practice. Additional strengths include AI, DLT and blockchain, while the team is also well placed to handle contentious mandates.  The team is led by the ‘outstanding’ Louise Eldridge, who is well regarded for her expertise in blockchain and digital transformation matters. Outsourcing projects for IT students is a noteworthy area of focus for telecoms expert Toby Crick. Marc Dautlich frequently guides fintech clients through issues at the intersection of technology and data protection. Mac Macmillan leverages her pre-law background in software development to inform her advice on a range data protection matters, while Mike Edgar boasts an in-depth understanding of tech procurement issues.

Known for its strength in the payments space, Dentons advises on payments regulation, electronic money, digital banking and IT outsourcing transactions for a host of banks, non-traditional lenders and fintech firms, among other clients. The practice has also seen an increase in instructions relating to cryptocurrency, blockchain and the B2B payments space. Gateway and BNPL agreements stand out as a recent area of activity for practice head Tristan Jonckheer, while dispute resolution partner Craig Neilson frequently handles contentious mandates related to cyberattacks, cryptoassets and payments. Jessica Cooke has specific expertise on regulatory licensing issues faced by global financial services businesses, while Matthew Gilhooly is active on financial service outsourcing regulations.

The 'practical, commercial and effective'  digital financial services and fintech team at Eversheds Sutherland (International) LLP are active across collaborations and joint-development agreements between our large institutional clients and early-stage fintechs, IPOs and work involving crypto-assets. Governance and transparency issues connected to the use of business data and M&A due diligence are additional areas of expertise. Cardiff-based practice head Matthew Gough is equipped to advise clients on a broad array of commercial agreements. Advising financial institutions on technology arrangements is a fulcrum of Craig Rogers' practice. Simon Lightman is described as 'excellent technically and very easy to work with'. Clients include fintechs, challenger banks and investors.

With a fintech practice geared towards challenger banks and other disruptive fintech businesses, Fox Williams LLP‘s ‘highly regarded’ practice demonstrates strength across financial products, financial services regulation, data privacy, HR law and corporate and tax matters. Recently, the team has been particularly active supporting fundraisings and M&A in the fintech sector. Practice head Jonathan Segal has an in-depth understanding of the growth stage lending platform space, while regulatory expert Chris Finney is well placed to advise on disruptive fintech products. Corporate specialists Andrew Woolf and Guy Morgan frequently handle fundraisings and M&A in the fintech sector, while regulatory partner Peter Finch is noted for his focus on payments and consumer credit.

Especially popular with financial institutions, Mayer Brown International LLP assists a wide variety of fintech clients with work related to outsourcing transactions, IP, open banking, and strategic investments. The team is also praised for its ‘excellent grasp of the emerging landscape in cryptocurrency regulation.’ Leadership duties are split between Mark Prinsley, whose fintech expertise extends to cross-border cybersecurity regulatory work, and Chris Chapman, who is equipped to advise on matters involving regulatory and law enforcement authorities. Oliver Yaros is well versed in protection matters and IP transactions. Musonda Kapotwe frequently leverages her banking and regulatory experience to guide fintech clients through transactions.

AI and machine learning, open banking, payments and digital identification mandates are key focus areas for Pinsent Masons LLP. The ‘hands-on and fast’ team also frequently advises banks and fintech companies on an array of collaborative partnerships. Glasgow-based Yvonne Dunn drives the group's offering, advising fintech start-ups and established financial institutions on open banking and equity investments, among other matters. Angus McFadyen is an authority on digital identity issues, while regulatory expert Andrew Barber is a key contact for payments and e-money clients. Luke Scanlon is equipped to advise on use of synthetic data in AI applications for financial services.

Taylor Wessing LLP is sought out by banks, financial service providers, investors and emerging fintech companies on investments, fundraisings, M&A, litigation and regulatory work.  The practice is jointly headed up by four partners: Graham Hann is a go-to lawyer for transformational projects concerning IT and data; venture capital specialist Angus Miln has a strong book of work for emerging and high-growth technology companies; Charlotte Hill is an expert in financial services regulation, and Howard Palmer is noted for his work with fintech companies on venture capital investments. Other key figures include Clare Reynolds, who has in-depth knowledge of operational resilience and cloud computing.

White & Case LLP‘s far-reaching fintech offering encompasses regulatory matters, data, financial crime and financial products. Among other strengths, the team is well regarded for its ability to support fast-growth point of sale firms as they develop their products. Jonathan Rogers, who heads up the UK fintech practice, has a proven track record in payments advice dating back to the passing of PSD1 in 2009. His London colleague Guy Potel is the global head of the fintech interest group and is well placed to advise on M&A work involving fintechs. Jonah Anderson’s transatlantic practice spans due diligence and emerging markets investigations. Helen Pantelides is well versed in growth equity mandates, while regulatory perimeter issues, corporate transactions, and interactions with regulators are among Mark Smith’s areas of expertise.

Praised for its ‘expert knowledge', Burges Salmon LLP‘s fintech practice covers a broad range of transactional and advisory work including financial regulatory advice, blockchain and cryptocurrency issues, equity investments and payments matters. Practice head Martin Cook is noted for his capabilities in regulatory work and big-ticket technology transactions. Joanna Monahan is well placed to advise on transactions involving platform-based services. Corporate specialist Alex Lloyd is equipped to advise on fundraisings and corporate governance matters, while Brandon Wong is a key contact for financial services regulatory work.

Embedded in data privacy and cybersecurity matters, Cooley (UK) LLP is a key port of call for various fintech companies, investment firms, and payment service providers, who turn to the team for its capabilities in areas such as intellectual property protection, outsourcing requirements and capital raisings. Practice chair Guadalupe Sampedro is well placed to advise on complex regulatory matters in the payments and financial services space. Chris Coulter is noted for his in-depth knowledge of intellectual property transactions, while Yulia Makarova frequently advises on regulatory approvals for venture capital.

Cryptoasset regulatory advice, payment services issues, and corporate transactional work stand out as recent areas of activity for Gowling WLG, while commercial contracts, tax and IP are additional areas of strength for the practice. Technology specialist David Brennan helms the firm’s fintech offering; his corporate expertise extends to advice on public takeovers and private acquisitions. Kristian Rogers is noted for his capabilities in capital raisings and fund restructurings. Commercial litigators Helen Davenport and Sean Adams extend the unit’s contentious expertise, while Sushil Kuner is praised for her ‘wealth of knowledge concerning fintech and FCA regulatory work’. Ian Mason left the firm in January 2023.

Practice strengths at Orrick, Herrington & Sutcliffe (UK) LLP include domestic and cross-border payments, EMI applications, and regulated transactions. Dan Jones, who joined the firm in November 2022 from Baker Botts (UK) LLP, replaced Jacqui Hatfield  as head of the London practice following her retirement in January 2023. Jones is especially well placed to advise on EMI applications. Marco Boldini, who splits his time between Orrick’s Milan and London offices, has regulatory experience encompassing PSD2, AIFMD and Brexit-related topics, while Guy Stevenson frequently advises on the sale of financial services products through applications. Rebecca James is another key contact.

Payments systems work is at the heart of Alston & Bird LLP‘s offering, with the firm advising on a host of related issues including payments regulations, outsourcing and consumer protection law. Richard Willis and Gupinder Assi head up the practice; Willis is particularly strong in new market entry work for banking, payments, and fintech clients, while Assi is a go-to lawyer for advice on agreements on with payments service providers. James Ashe-Taylor is further recommended for his extensive knowledge of EU payments legislation. Arriving to the team in May 2023 from Dentons, Jonathan Garforth is well placed to advise on the regulatory aspects of open banking and digital payments.

The ‘personable team‘ at Browne Jacobson LLP is sought out by high-growth fintech and insurtech companies, AIM-listed corporates, and international payments service providers for assistance in a host of corporate matters. Jon Snade and Declan Cushley share leadership duties, with the former particularly well equipped to advise on cross-border private company transactions. Harry Pearson is noted for his knowledge of venture capital investment rounds involving fintechs, while Thomas Gibby is especially active on data protection compliance matters.

Goodwin‘s fintech offering draws on wider expertise in venture capital, financial services regulation and tax matters. The team also has a key strategic focus on supporting entrepreneurs and early-stage fintech companies.  The practice is jointly run by three partners; Andrew Davis, who specialises in corporate transactions; Andrew Henderson, an authority on financial services regulation who joined from Macfarlanes LLP in June 2022; and Ali Ramadan, a key contact for venture capital and private equity transactions. Glynn Barwick‘s regulatory expertise extends to EU and UK competition and merger control issues. Emerging growth companies frequently turn to Adam Thatcher for corporate advice, while James Taylor leverages his expertise in intellectual property matters to assist clients in the fintech space. Arvin Abraham, a former bank COO and an expert in fintech investments, joined from McDermott Will & Emery UK LLP in July 2023.

The ‘incredibly proactive and efficient’ team at gunnercooke LLP focuses on matters relating to cryptoassets, blockchain and Web3. Key names to note include James Burnie, who is praised for his ‘unmatched knowledge and experience in the Web3 space’, while Kathryn Dodds‘ Web3 knowledge is frequently brought to bear in work for clients from the creative arts industry. Will Foulkes, who joined from Stephenson Law in January 2023, expands the firm’s capabilities in corporate, commercial and regulatory law relating to blockchain technologies.

Mills & Reeve LLP is turned to by a range of clients for its capabilities in a host of fintech matters, including the establishment of exchanges, regulatory guidelines, contractual arrangements, and seed investment rounds. The team is jointly headed up by Jagvinder Singh Kang, a seasoned transactional adviser, and Kevin Calder, noted for his commercial and IT acumen. Other key names to note include Alison Ross-Eckford, who joined the firm from Pinsent Masons LLP in 2022.

Praised for operating at the ‘cutting edge of service provision’ in the fintech space, Shoosmiths LLP offering spans expertise in payments, financial services regulatory work, and blockchain disputes. Technology specialist Prakash Kerai - who co-heads the practice - is well regarded for his work with new entrants to the fintech space. Fellow co-head Luke Stubbs frequently advises on payment services and the procurement of embedded finance solutions, while Sam Tyfield is praised for his ‘excellent domain knowledge‘. Thomas Morrison and Matt Green are further key contacts at the firm.

Skadden, Arps, Slate, Meagher & Flom (UK) LLP is well placed to advise on major M&A transactions, data protection issues, regulatory mandates and international arbitrations. Practice head Simon Toms has a proven track record of advising on corporate transactions in the fintech arena. Azad Ali is equipped to advise on the regulatory aspects of crypto and NFT projects, while Eve-Christie Vermynck brings her knowledge of intellectual property and data protection issues to bear on an array of fintech mandates. Patrick Tsitsaros and Abigail Reeves are further names to note.

Particularly strong in assisting banks with complex transactional work, Squire Patton Boggs also handles litigation, intellectual property and regulatory work. The team is headed up by Robert Bray, who is equipped to assist with an array of corporate transactions in the fintech space. Andrew Wilkinson is well versed in matters concerning commercial contracts, while Miriam Lampert frequently advises fintech companies on employment issues.

Wiggin LLP’s fintech practice works with businesses at all levels, from fast-growth companies to multinational corporations, on a range of commercial and regulatory matters, with noteworthy expertise in the multi-jurisdictional analysis of the regulated status of cryptoassets. Jason Fisher – praised for his ‘first class personal client service’ – heads up the team alongside Marcus Bagnall, who joined from Linklaters LLP in January 2022 and is equipped to advise on industry digitalisation mandates and NFT development. IP specialist Calum Smyth is another name to note.